UK small businesses get instant access capital
Liberis, a leading global embedded finance platform, and Dojo, a UK payments technology provider, launched a new finance product called Dojo Flex Funds on February 26, 2026. This partnership aims to provide UK small businesses with day one access to capital, setting a new global benchmark for speed-to-value.
Dojo Flex Funds is a bespoke funding solution that offers eligible UK merchants (£60k+ annual revenue, 12+ months of trading) access to industry-leading financing, with 90% approval rates and heavily discounted capital. New customers receive immediate, ongoing access to fast and flexible capital, assessed using real trading data.
By embedding funding directly into the onboarding journey, Dojo Flex Funds gives merchants access to finance from day one rather than months down the line. This is a significant shift from traditional funding models, which often require a lengthy approval process.
Dojo connects more than 150,000 UK businesses with over 50 million unique consumer cards monthly. The partnership between Liberis and Dojo sets a new benchmark for merchant support and speed to value by integrating funding directly into onboarding. Trang-Thu Tran, CCO of Liberis, said, “Dojo Flex Funds fundamentally transforms how small businesses access capital in the UK.”
Mike Winwood, General Manager – Funding at Dojo, added, “By giving merchants flexible funding from the very start of their relationship with us, they can expand sooner, manage cash flow confidently, and focus on what matters most: delivering great experiences that keep customers coming back.” Dojo Flex Funds includes the launch of Liberis’ Starter Capital, offering low barrier finance from day one.
