Business Licenses and Permits

There is excitement when you are towards opening your new business within your specified region. However, many must remember that running a business can be very easy, but not without a license or a permit. Failing to acquire a permit right from the beginning is a common mistake for new business owners. Always keep in mind that establishing a business requires you to have a license. For example, in New York, you must have a New York certificate of authority for any business selling tangible goods in the city. It is good to familiarize yourself with all the necessary licenses before starting your chosen company. Have you dreamed of owning a big business and must be made aware of all the permits you need? The following are common licenses and permits all business owners may require and where to go for information.

Fire Department Permit

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General Liability Insurance for Small Businesses: Shielding Against Lawsuits


Running a small business comes with its fair share of risks and challenges. One of the most significant concerns Liability Insurance for small business owners is the potential for lawsuits. Regardless of the industry or size of the business, no entrepreneur wants to face the financial burden and legal complications that arise from a lawsuit. That’s where  comes into play. In this article, we will explore the importance of general liability insurance, its coverage, and how it protects small businesses from the unexpected.

What is General Liability Insurance?

is a type of coverage that provides financial protection to small businesses against claims of bodily injury, property damage, and personal injury. It serves as a safeguard, shielding businesses from the financial repercussions that can arise from lawsuits, medical expenses, and property damage claims. General liability insurance is designed to offer coverage for legal costs, settlement fees, and judgments that may … Read more

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Auto Insurance for Uber and Lyft Drivers

While these companies provide some Auto Insurance coverage for their drivers, it may not be enough in all situations. In this article, we’ll take a closer look at the auto insurance options available to Uber and Lyft drivers and what you need to know to make the right choice for your needs.

Understanding Your Insurance Needs as a Rideshare Driver

As a rideshare driver, you face a unique set of insurance needs. While you’re driving your car for personal use, you’re covered by your personal auto insurance policy. However, once you turn on your app and start accepting rides, your personal auto insurance policy may not provide coverage. That’s because many insurance policies have exclusions for commercial use of your vehicle, and ridesharing is considered a commercial use.

Auto Insurance Options for Rideshare Drivers

To address this coverage gap, Uber and Lyft provide some insurance coverage for their drivers. However, … Read more

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Auto Insurance for Teen Drivers Tips and Tricks

Auto insurance for teen drivers is an important consideration for parents and guardians. Teen drivers are often more inexperienced and have a higher risk of accidents than more seasoned drivers. Therefore, it is essential to have the proper insurance coverage to protect both the teen driver and others on the road. In this article, we will explore some tips and tricks for obtaining auto insurance for teen drivers.

Add them to your existing policy

One option for obtaining auto insurance for a teen driver is to add them to an existing policy. This is typically the most cost-effective option as the teen driver can benefit from the existing policy’s discounts and coverage. However, it is important to note that adding a teen driver to your policy can result in an increase in premiums. Therefore, it is important to shop around and compare policies to find the best option.

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Why Your Business Needs More Than Just Auto Insurance

When starting a business, one of the first steps should be getting insurance coverage. Most entrepreneurs are aware of the importance of auto insurance but are often unaware of the need for more comprehensive business insurance coverage. While auto insurance may be essential for covering company vehicles, it doesn’t provide the range of protection your business may need.

The following are reasons why your business needs more than just auto insurance:

1. Protect Your Business from Liability Claims

Every business faces potential liability claims, which can be costly and damaging to the reputation of the company. Liability claims can arise from premises liability accidents, product liability claims, and other business operations. Without proper insurance coverage, these claims can cost your business hundreds of thousands of dollars. General liability coverage protects your business from these types of claims.

2. Protect Your Intellectual Property

Intellectual property, including copyrights, trademarks or patents, … Read more

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Stock selection using technical and fundamental analysis

When selecting stocks, technical and fundamental analysis can be used to make informed decisions. Technical analysis analyses past market data to predict future price movements. It focuses on chart patterns, indicators such as moving averages, and overall trends to identify entry and exit points for traders.

On the other hand, fundamental analysis is a method that uses economic factors like earnings reports and macroeconomic events to evaluate individual securities. This analysis examines corporate performance and industry dynamics to determine if a stock’s current price accurately reflects its value.

Both technical and fundamental analysis have their strengths and weaknesses; therefore, investors need to understand how to use both. When determining which method is more suitable for any particular stock, it is essential to consider the time frame and individual investing goals.

For example, technical analysis can be used if an investor wants a highly short-term trade based on current market conditions. … Read more

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