Comprehensive auto insurance is an optional insurance coverage that provides protection for your vehicle against a wide range of risks that are not covered by collision insurance. Comprehensive auto insurance is sometimes referred to as “other than collision” insurance because it covers damage to your vehicle that is not caused by a collision with another vehicle or object. Let’s take a closer look at what is covered by comprehensive auto insurance.
“Covered perils” refer to the events or types of damage that are covered by an insurance policy. In the case of auto insurance, there are several types of covered perils that may be included in your policy.
Collision coverage is one type of covered peril that pays for damages to your vehicle if it collides with another vehicle or object, such as a tree or a pole. This coverage typically includes both at-fault and not-at-fault accidents.
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